Employee Benefits
2024 Open Enrollment is Happening Now - May 17th
During the annual open enrollment period, benefit eligible employees can enroll in or make changes to their Health, Dental, Vision plans. It is recommended that employees review healthcare and insurance needs annually, the Town of Holden offers a variety of plans and premium options. Take a minute to learn about Health Savings Accounts (HSA), a recently added benefit available with premier investment health insurance plans (HMO Blue Select Saver and Access Blue NE Saver)!
Preparing for Open Enrollment:
Review and confirm that your providers are covered under your plan selection.
Review current and future out of pocket medical, dental, vision and child care expenses. FSA, HSA and Dependent Care accounts are funded annually.
Consider if your needs have changed from last year. Review the Summary of Benefits for each plan and select a plan that best matches your needs.
Be prepared AND ask questions! Schedule a time to talk with your benefits office by calling (508) 210 - 5501 or emailing benefits@holdenma.gov
Fiscal Year 2025 Insurance Rates
Plan details and enrollment forms are available by selecting the images at the bottom of this page!
Eligible employees have access to a variety of benefits. Full time eligible employees can enroll in or make changes to benefit elections during an annual open enrollment period or after a qualifying life event. If you are making changes as a result of a qualifying life event, all paperwork must be submitted to the Town Manager's Office within 30 days of the event. If you have questions regarding benefits, please contact the Town Manager's Office by calling 508-210-5501 or email
Section 125 Cafeteria Plan
The Town of Holden has adopted Section 125 of the Internal Revenue Code, which allows health and life insurance premium deductions, as well as amounts deducted for certain other purposes, to be taken in pre-tax dollars. Employees may enroll in the Cafeteria Plan by completing an Election Form at the same time that they enroll in the Town’s health, dental, vision, basic life insurance groups, or in a Flexible Spending Account/Health Savings Account. Deductions made from employees’ paychecks for these purposes will not be subject to either federal, state, or Medicare taxes.
Please Note: Only deductions for the Health Insurance, Dental Insurance, Vision Insurance, Basic Life Insurance, and Flexible Spending Accounts/Health Savings Accounts are included in the Town’s Section 125 Plan, and will be considered as pre-tax. Premium deductions for the Voluntary Life Insurance, the ELO Whole Life Insurance, and the Disability Insurance are not included in the Section 125 Plan, and are therefore subject to full taxation.
Fiscal Year 2024 Insurance Rates
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